Small Business- New, Used, and Specialty Vehicle Financing. Simple, Fast, and Headache Free!
Welcome to Envision Finance’s vehicle financing center, where your business can find financing options for new & used industry specific trucks, vans, and specialty vehicles. Since 2019, Envision Finance has been helping small businesses finance vehicles they need to maintain or grow. Check out our low rates, customizable terms, and quick approvals. Not sure if you qualify? Click out Eligibility Checker below!
Low Rates/ Customizable Terms
No Mileage Restrictions
Same Day Approvals
No Age Restrictions
Application only up to $250k
Loans, Leases, Refi’s
Section 179 Optimized
Private Party & 3rd Party Payoffs
Titled Vehicle Program
Envision Finance offers financing programs for trucks, vans, and other work vehicles that are used for business purposes. We provide easy and convenient financing options for new or used vehicles, with a streamlined credit approval process and 24-72 month terms, competitive rates, and a hassle-free guaranteed purchase option. Additionally, you can borrow up to 100% of the purchase price, including most soft costs such as taxes and registration, and the title will be in your company’s name.
Used Vehicles
With the increase in new vehicle prices, used vehicles have become a more attractive option for many buyers, whether they are purchased from a dealership or a private seller. Unlike our competitors who often limit financing to new vehicles or those that are five model-years old or newer, Envision Finance is willing to consider financing for almost any age, make, or model of vehicle from any seller.
Private Party Sales
Envision Finance welcomes and is well versed in Private Party Sales. Unlike the Bank, we allow you to buy from whoever has the vehicle you need!
Non-Transportation Companies
Envision Finance is the perfect financing solution for businesses that require work vehicles outside of the transportation industry. We offer financing options for a wide range of vehicles, including work trucks, cargo vans, dump trucks, cube vans, paving machines, cherry pickers for tree services, and more.
Restrictions…What Restrictions?
We know that you picked the vehicle you did for a reason. We don’t limit you with mileage or age restrictions, nor do we hit you with fees because of either.
Conversion, Up-fitting, or just needs some work?
Envision Finance offers a financing program that is tailored to those who require funding for their truck or chassis conversion or up-fitting. With our program, you can defer payments until the conversion is completed, allowing you to use the vehicle to generate revenue before the payments begin. This option is particularly useful for customized utility vehicles, such as dump trucks and lift trucks, that are designed to meet your specific requirements. We specialize in these types of vehicles and can even handle class 7 and 8 trucks.
Robert was really helpful and patient with me, and got me the financing I needed for my truck. The whole experience with this company was above and beyond. Highly recommend the company and Robert.
Pam Mangano | Pam Trucking LLC
Hassle-Free Vehicle Lease Options
Envision Finance has two main vehicle finance agreements (there are others, but these are the most common). EFA (Equipment Finance Agreement) and TRAC Lease (Terminal Rental Adjustment Clause).
EFA (Equipment Finance Agreement) is a hybrid between a loan and lease. Theres no buy-out at the end of the term just like a loan and just like a lease, principle and interest, are able to be written off–best of both worlds!
The TRAC Lease (Terminal Rental Adjustment Clause) offers a fixed purchase price for titled vehicles and trailers at the end of the leasing period, while also adhering to the true lease requirements outlined by the IRS. At the end of the lease term, you have the option to either purchase the vehicle at a pre-determined price or sell it to a third party. If you choose to sell the vehicle, any excess amount over the purchase option amount will be yours to keep. However, in the event that the vehicle sells for less than the purchase option amount, you will be responsible for the difference between the sale price and the purchase option amount.
